10. Letter of Acceptance


87 Kennedy Place
Chicago, IL 60612

April 12, 2005

Ms. Sarah Jones
Manager, College Relations
Financial Services, Inc.
12 Vinton Street
Madison, WI 48576

Dear Ms. Jones :

I am writing to confirm my accetance of your offer on April 7, 2005.

I am excited about the opportunity of joining Financial Services, Inc. I will do my very best to make a constribution to the company from day one.

As we discussed, my starting date will be June 16, 2005. I understand that I will work at your Madison headquarters for the first three months and then be assigned to a regional office for a six month rotation beginning in the fall.

Thanks again for the confidance that you have expressed in me. I look forward to a long and productive career with Financial Services, Inc.


Sincerely,



Richard Rambler




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